Our Mission: Transparent Financing for Everyone

Fiona Loans was founded on a simple principle: borrowing money should not be complicated. We are a direct lender serving all 50 states, committed to removing the barriers that traditional banks put in place.

Why Choose Fiona Loans?

Credit Inclusivity

We believe your financial future is more than a three-digit number. We proudly welcome applicants across all credit tiers, focusing on your current ability to repay rather than past mistakes.

Radical Transparency

No hidden fees, no variable rates. Every borrower receives the exact same fixed 10% APR.

Human-First Underwriting

We do not rely solely on automated algorithms. You speak directly with our underwriting and funding teams to finalize your loan.

The Fiona Loans team at our Los Angeles office
Real people, not algorithms — our team at our Los Angeles headquarters.

What We Offer

$1,000–$10,000

Loan Amounts

10%

Fixed APR

All

Profiles Considered

50

U.S. States Served

Ready to Work With Us?

Apply online in minutes, then call to complete underwriting and e-sign your agreement.

Apply Now