Transparent Lending Disclosures
In accordance with the Truth in Lending Act (TILA), Fiona Loansprovides full transparency regarding the costs associated with your personal loan.
10%
Flat Rate
$0
Upfront Fees
Flexible
Terms: 24–60 Months
Key Loan Terms
| Minimum Loan Amount | $1,000 |
|---|---|
| Maximum Loan Amount | $10,000 |
| Annual Percentage Rate (APR) | 10.00% Fixed |
| Repayment Terms | 12 to 48 months |
Representative Example
If you borrow $5,000 over a 36-month term at a fixed 10.00% APR, your monthly payment will be $161.34. The total amount repaid over the life of the loan, including principal and interest, will be $5,808.09.
Fees and Penalties
| Fee Type | Amount |
|---|---|
| Origination Fee | $0.00 |
| Prepayment Penalty | None |
| Application Fee | $0.00 |
| Upfront Processing Fee | $0.00 |
| Late Payment Fee | $5 (after 5-day grace period) |
Transparent Rates Nationwide (All 50 US States)
Fiona Loans provides a consistent fixed 10% APR regardless of your state. We believe geography shouldn't dictate your cost of capital.
Availability of specific loan terms may vary based on state-specific regulations.
| Region | Fixed APR | Loan Range |
|---|---|---|
| All 50 U.S. States | Fixed 10.00% APR | $2,000 – $10,000 |
Finally, Math You Can Understand.
Most lenders hide behind confusing compound interest formulas. Fiona Loans keeps it simple with a fixed 10% APR so you always know exactly what you'll pay each month.
- ✓Borrow $2,000: Repay just $92.29/mo for 24 months.
- ✓Borrow $5,000: Repay just $106.24/mo for 60 months.
- ✓No hidden maintenance or service fees.
Monthly payment example
$5,000 loan at 10% APR for 60 months = $106.24/mo
Less than most cell phone bills.
Pricing Disclosure
Fiona Loans offers a fixed 10% Annual Percentage Rate (APR) on all personal loans. We do not charge upfront fees, application fees, or origination fees. Your cost of capital is transparent and fixed for the life of the loan.
Ready to Get Started?
Apply today to lock in your fixed 10.00% APR. No hidden fees, no variable rates, and no surprises.
Apply Now