Question 1

What credit score do I need to get a loan with Fiona Loans?

Accepted Answer

Fiona Loans accepts all credit scores. We work with borrowers across the entire credit spectrum to provide accessible financing.

Question 2

How much can I borrow?

Accepted Answer

We offer personal loans starting at a minimum of $1,000 up to a maximum of $10,000.

Question 3

What is the interest rate on a Fiona Loan?

Accepted Answer

Every borrower receives a fixed 10% Annual Percentage Rate (APR). We do not use variable rates.

Question 4

What states does Fiona Loans operate in?

Accepted Answer

Fiona Loans provides personal loans to borrowers in all 50 states within the U.S.

Question 5

How fast will I receive my money?

Accepted Answer

Once you have completed the phone underwriting process and e-signed your loan agreement, your funds will be disbursed within 24 hours.

Question 6

What is Fiona Loans?

Accepted Answer

Fiona Loans is a direct personal loan provider headquartered in Los Angeles, California. We are not a marketplace or broker — we fund loans directly, which means faster decisions for borrowers in all 50 U.S. states.

Question 7

How long do I have to repay my loan?

Accepted Answer

We provide flexible repayment terms ranging from 12 to 48 months. You can choose the term that best fits your monthly budget.

Question 8

What fees does Fiona Loans charge?

Accepted Answer

There is no origination fee, no application fee, and no upfront cost. There is also no prepayment penalty — you can pay off your loan early at any time.

Question 9

What are the eligibility requirements?

Accepted Answer

You must be at least 18 years old, be a resident of the United States, have a valid government-issued ID, a verifiable source of income, and a bank account for direct deposit. There is no minimum credit score.

Frequently Asked Questions